Retirement Planning Guide & Calculator
Everything you need to plan your retirement — savings calculator, key rules, and trusted resources.
💰 Retirement Savings Calculator
Essential Retirement Planning Rules
📏 The 4% Rule
Withdraw 4% of your portfolio annually in retirement. A $1M portfolio → $40,000/year sustainable income for 30+ years.
🎯 The 25x Rule
Save 25x your annual expenses to retire comfortably. Need $50,000/year? You need $1.25M saved.
📊 The 100 Minus Age Rule
Subtract your age from 100 to find your stock allocation. Age 35 → 65% stocks, 35% bonds.
💼 Save 15% of Income
Most financial experts recommend saving 15% of gross income for retirement throughout your career.
Top Retirement Planning Platforms
These are the most trusted and widely-used retirement planning services. We may earn a referral commission if you sign up — at no extra cost to you.
Fidelity Investments
One of the world's largest retirement providers. Free planning tools, IRAs, 401(k) rollovers, and zero-fee index funds.
Start Planning →Vanguard
Pioneer of low-cost index investing. Trusted by millions for IRAs and retirement accounts with some of the lowest expense ratios.
Explore Vanguard →Personal Capital
Free retirement planner and portfolio tracker. Links all your accounts and runs retirement projections automatically.
Free Planner →Betterment
Automated investing platform with smart retirement portfolios. Set your goal and let it manage everything for you.
Get Started →NPS (India)
India's National Pension System. Government-backed retirement savings with tax benefits under Section 80C and 80CCD.
Open NPS Account →Moneycontrol Retirement
India's leading financial platform with SIP calculators, mutual fund retirement planning tools, and expert advice.
Plan Now →📅 Find Your Exact Retirement Date
Use our free Retirement Date Calculator to see exactly how many years, months, and days until you retire.
Try Retirement Calculator →